Regular readers know that I'm fully healed from an accident that happened a year ago. After a month with my arm in a sling, nine months in braces, and surgeries to remove and replace a broken tooth, I'm back to normal. And as of this month, so is my emergency fund. Readers may not know that the accident set me back $7,000. Most of my injuries involved my teeth, and American dental insurance generally doesn't cover braces for adults or dental implants for anyone. Now that the cost of health insurance has dramatically gone up for some people to the point that they can't afford it, having some savings has become even more important. Having savings gives you some security. It'll also save you money over having to get a loan or using credit cards. I thought about offering some money-saving tips, but those are easy to find, and my tips may not apply to everyone. Besides, it's not useful if you take the savings and spend it on something else. The real question is
Do-it-yourself health. Low-carb, mostly evolutionary.