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How Can You Afford an Accident?

Regular readers know that I'm fully healed from an accident that happened a year ago. After a month with my arm in a sling, nine months in braces, and surgeries to remove and replace a broken tooth, I'm back to normal. And as of this month, so is my emergency fund. Readers may not know that the accident set me back $7,000. Most of my injuries involved my teeth, and American dental insurance generally doesn't cover braces for adults or dental implants for anyone. Now that the cost of health insurance has dramatically gone up for some people to the point that they can't afford it, having some savings has become even more important. Having savings gives you some security. It'll also save you money over having to get a loan or using credit cards. I thought about offering some money-saving tips, but those are easy to find, and my tips may not apply to everyone. Besides, it's not useful if you take the savings and spend it on something else. The real question is

Elderly, Disabled Parents? Just Pony Up!

That’s what a social worker and one of my parents’ neighbors say I ought to be doing. “Pony up” is the term the busybody neighbor used--the one who brings high-carb dishes to my diabetic parents. Let’s see how this might work in real life. My parents live out in the suburbs; I work downtown and live halfway in between. I have a full-time job and a 45-minute commute each way. Certain times of the year (like last week), I work long hours to meet deadlines. I have 138 hours of paid time off I need to take. There’s also my house, yard and dog to take care of. So every morning, I’ll jump in my car at 6:00, get my parents’ breakfast and make sure they’ve taken all their pills. Oh wait, they’re not up then. I’ll just water their yard. At 7:00, I’ll leave to go downtown, park, and walk to the office. At 10, I’ll call my parents and ask what pills they’ve taken. If they’re out of something, I’ll get their prescription at lunch, fix their meal, drive back downtown, pay for another parkin

Prana on a Plate!

Check out the little red symbol in the ad for ground beef. I didn't see it with any ads for hearthealthywholegrain products. Click to enlarge. Sprouts sale flyer. Not Photoshopped. Sticker shock? Ask the butcher for some grass-fed fat to add to your burger.

Carb Creep, Thanksgiving, Dogs, Chickens and Worms

Carb Control Works Again Something that just happened makes me wonder how often low carb diets "stop working" for people because they don't realize the extent of their carb creep. The scale and the clothes-o-meter told me last week that I was gaining weight. I had to face the idea that I can't eat peanut M&Ms without gaining. weight. Just by cutting out my few handfuls of M&Ms every day, I'm down four pounds. That doesn't sound like much, but on me, it makes the difference between having a flat belly and having the beginning of a pot belly. What really struck me, though, was how much better I felt. Once again, I can run on six hours' sleep. My head feels clearer and I've started on projects I meant to do months ago. A coworker happened to give up the M&Ms at the same time and noticed how much better she felt, too. As she put it, you know all that sugar has to be bad for you if you feel so much better without it. Who Says Thanksgiving

Bowling Alone? Yes, Thank You

I just spent five hours playing video games, by myself, and I don't regret it. I don't want my five hours back to sit on a bar stool, talk about Breaking Bad, watch whatever game is on with other fans, or do something, anything, else with another person. Constant company for a good life is one more piece of conventional wisdom I've scuttled. I like going home and bolting the door. I like to read, think, watch Netflix, play with my dog, and putter around the yard. None of this requires another person. I don't keep up with the Joneses and nobody gives me a hard time about much of anything. I've read that being alone is as bad for you as smoking, but as we like to say, correlation isn't causation. Even if it is in this case, I'll take my own company and take my chances. If you're lonely, I empathize. I've been there. But not all of us loners want company. If togetherness is so good, why have houses gotten so much bigger and households so much small

Food Stuck in your Throat? Try Butter

Why didn't I think of this before? Yesterday, while munching on a carrot, some of the carrot got stuck in my throat. Realizing that this never happens when I eat vegetables with butter, mayonnaise or salad dressing, I had the bright idea to put a pat of butter in my mouth and let nature take its course. It greased my throat and the carrot went down. As a preventive measure, I find taking a magnesium supplement helps. (I take 200 mg of magnesium glycinate daily.) Magnesium is needed for proper involuntary muscle function: it's a standard cure for constipation, and doctors give it to patients having a heart attack.

Wavy Chicken Fencing

Why didn't I think of this before? The structural strength of an object is affected by its shape. Think of an I-beam or a piece of paper folded accordion style. This could be held in place with metal stakes and reinforced with triangular wood braces to keep my dog out. The perimeter has concrete and flagstones around it. This will be far cheaper and easier than portable fencing. (I haven't gotten any further than the one panel I built.)